Financial Health

By Jim Terwilliger Believe it or not, students and their families are looking at $250K to $300K to fund four

By Jim Terwilliger Last issue, we reviewed many of the provisions in the new federal legislation relating to personal income

By Jim Terwilliger It will be some time before the dust finally settles on the new federal tax legislation. While

By Jim Terwilliger In a column last year, we focused on required minimum distributions (RMDs) and reviewed the consequences resulting

By Jim Terwilliger In past columns, we have commented on the positive virtues of the Roth IRA and why it

By Jim Terwilliger There are many age-related milestones. This is one of them. Other than wishing for the good old

Here are 10 steps to take if you are the beneficiary of a financial windfall By Jim Terwilliger It might

By Jim Terwilliger Thank goodness for pre-tax retirement plans such as 401(k)s and traditional IRAs. These plans offer attractive features

By Jim Terwilliger Like it or not, “means testing” is here to stay in the form of tiered costs for

By Jim Terwilliger Setting goals for the new year is a popular activity. Unfortunately, for most of us, our goals

By Jim Terwilliger Many folks consider IRAs and 401(k) plans to be six of one, half-dozen of the other. Yes,